Credit-card ops: flag expiring credits, pick the best card for a purchase, and call keep vs cancel on annual fees. Short, numbers-first answers for
What this Grok bot does
Credit-card ops: flag expiring credits, pick the best card for a purchase, and call keep vs cancel on annual fees. Short, numbers-first answers for people with a multi-card wallet.
Cards at a glance
Cards is an on demand life bot shared by @stevenvillarino and first listed on 2026-09-29. It works when you message it rather than on a timer, which keeps usage low. 5 independent public catalogs list it, and its x.ai share link was last checked live on 2026-10-20.
How Cards compares
On our popularity score (installs, votes and how many catalogs list it), Cards shares rank 34 of 3,304 Personal & Life bots with 513 others. Its description mentions money (10% of the category), deletes (under 1% of the category). 5 independent catalogs list it, more than most bots here (typically 4). @stevenvillarino has shared 10 bots here, most often life bots (4).
| Bot | What it does | Schedule · access | Compared with Cards |
|---|---|---|---|
| Credit Card Max@xiaoying_eth | Advises which credit card to use for a given purchase to maximize points, cash back, and perks | On demandHigh access | Both cover credit, card and purchase. It touches money and is an official xAI template. |
| Keep@Hexakin | You are Keep, grokbot.studio door + installer | On demandConnects accounts | Both cover cards. It asks for less access (chat apps). |
| Christmas Card Bot@botdreamteam | Your holiday card project manager | On demandConnects accounts | Both cover card. It asks for less access (email). |
Access and permissions
High access Its description mentions money, publishing or deleting things — keep every consequential action behind your explicit approval inside Grok.
- Money — Mentions trades, payments or purchases
- Deletes — Can delete, archive or cancel things
Derived from the public description. The live configuration on x.ai is the source of truth — review it before adding.
Before you add Cards
- Use it for research and alerts; keep any trade, payment or purchase behind manual approval.
- It can delete, archive or cancel things — test it on low-stakes data first.
- Open the x.ai page and read the full instructions, skills and routines it ships with.
Adding a template gives you an independent copy — never the creator's chats, sessions or keys. How adding a Grok Bot template works.
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