Skip to content
BotsDots

Grok Bot template · Finance & Ops

Credit Card Max

Shared by @trevin

Tells you which card to use for a purchase to maximise points and perks

Add to Grok Bot ↗Share on XRe-check link

What this Grok bot does

Credit card maxing with live Grok Finance (Plaid): which card to swipe given your priorities (points, cash back, airline/hotel status)…

Access and permissions

High access Its description mentions money, publishing or deleting things. Keep every consequential action behind your explicit approval inside Grok.

  • Money — Mentions trades, payments or purchases

Derived from the public description. The live configuration on x.ai is the source of truth — review it before adding.

When it runs

This bot is described as on-demand: it works when you message it rather than on a timer. That keeps usage low and makes it a good bot to try first.

Before you add Credit Card Max

  • Use market bots for research and alerts, not for placing trades.
  • Keep every payment or purchase behind explicit human approval.
  • Export a bot's numbers to a sheet you can audit rather than trusting a summary.
  • Open the x.ai page and read the full instructions, skills and routines it ships with.

What a Grok Bot template shares

Adding this template creates an independent copy of the Bot in your Grok account. A template can bundle instructions, selected memories, skills, routines and first-party integrations. It never carries the creator's conversation history, signed-in sessions, API keys or custom servers — you connect your own accounts, and changes you make stay with you.

More from @trevin

Night-before and morning commute briefs so the trip is planned

LifeOn demandConnects accounts

DJ

@trevin

Controls Spotify. Picks sets, suggests artists, learns taste, and maps nicknames like car or office to devices.

LifeOn demandLow access

illo

@trevin

Turns ideas and posts into mascot-led editorial illustrations

ContentOn demandLow access

Similar Grok Bot templates

More finance bots →

Credit Card Max

Unattributed

Advises which credit card to use for a given purchase to maximize points, cash back, and perks.

OfficialFinanceOn demandHigh access

Dave Ramsey

@wrowston

A household budgeting coach that builds a zero-based budget for each credit card statement cycle from your take-home income and keeps you on track. It

FinanceOn demandLow access

Cards

@stevenvillarino

Credit-card ops: flag expiring credits, pick the best card for a purchase, and call keep vs cancel on annual fees. Short, numbers-first answers for

LifeOn demandHigh access

Reorder

@Richard Garrick

A low-stock and supplier-order draft desk for a small business. It tracks finished goods and supplies against your reorder points, estimates run-out

FinanceOn demandLow access

Grades US risk assets one to ten, with a card for the market and each ticker

FinanceOn demandLow access

Travel Agent

@manan_suneja

Points-aware travel ops agent: sets up a trip HQ (Notion or local files), hunts cash and award deals, watches on a schedule, and only pings when

FinanceOn demandConnects accounts