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Grok Bot template · Finance & Ops

Credit Watch

Shared by @Marcellhazzard

Watches your Experian, Equifax and TransUnion reports, reminds you to pay each card before it reports so a low balance shows, and summarizes changes.

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What this Grok bot does

Watches your Experian, Equifax, and TransUnion reports, reminds you to pay each card a few days before it reports so a low balance shows, and sends a short summary of changes on your schedule.

— the creator's description on the bot's x.ai share page

Credit Watch at a glance

Credit Watch is an on demand finance bot shared by @Marcellhazzard and first listed on 2026-10-25. It works when you message it rather than on a timer, which keeps usage low. One public catalog lists it, and its x.ai share link was last checked live on 2026-10-25.

Access and permissions

Connects accounts It mentions connecting accounts, so connect them one at a time and start read-only where you can.

  • Code repos — Touches repositories, PRs or deploys

Derived from the public description. The live configuration on x.ai is the source of truth — review it before adding.

Before you add Credit Watch

  • Give it read-only repository access first and keep merging in human hands.
  • Open the x.ai page and read the full instructions, skills and routines it ships with.

Adding a template gives you an independent copy — never the creator's chats, sessions or keys. How adding a Grok Bot template works.

More from @Marcellhazzard

Birthday Party

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Birthday freebie finder: give it a zip code and birthday and it finds free food, drinks and perks nearby, how to claim them, and reminds you to sign up.

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Pumpkin Spice

@Marcellhazzard

Finds free and discounted Halloween food, treats, costumes, events and family fun near your zip code and sends daily roundups through Oct 31.

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