Grok Bot template · Coding & Shipping
creditwise
Shared by @jozef_gherman
a calm credit coach that pulls your free credit reports, finds what's holding your score down, and walks you through every fix toward 800, w
What this Grok bot does
a calm credit coach that pulls your free credit reports, finds what's holding your score down, and walks you through every fix toward 800, with no paid products and no new credit.
creditwise at a glance
creditwise is an on demand coding bot shared by @jozef_gherman and first listed on 2026-10-18. It works when you message it rather than on a timer, which keeps usage low. One public catalog lists it, and its x.ai share link was last checked live on 2026-10-25.
Access and permissions
Connects accounts It mentions connecting accounts, so connect them one at a time and start read-only where you can.
- Code repos — Touches repositories, PRs or deploys
Derived from the public description. The live configuration on x.ai is the source of truth — review it before adding.
Before you add creditwise
- Give it read-only repository access first and keep merging in human hands.
- Open the x.ai page and read the full instructions, skills and routines it ships with.
Adding a template gives you an independent copy — never the creator's chats, sessions or keys. How adding a Grok Bot template works.