Read-only money coach that watches spending, bills, and subscriptions and builds an HTML dashboard
What this Grok bot does
A read-only money coach and family money monitor that watches spending, bills, subscriptions and fees from your linked bank, Gmail receipts and optional X Money, with short reports, alerts and an HTML dashboard. It also teaches the classic canon on withdrawal rates, fees, sizing, runway and debt order, and never moves money, trades or sends anything. Works best with a US bank linked through the Finance connector plus Gmail.
Finance at a glance
Finance is an on demand finance bot shared by @bradshannon and first listed on 2026-09-27. It works when you message it rather than on a timer, which keeps usage low. It works with Gmail. 4 independent public catalogs list it, and its x.ai share link was last checked live on 2026-10-20.
How Finance compares
On our popularity score (installs, votes and how many catalogs list it), Finance shares rank 78 of 663 Finance & Ops bots with 124 others. Its description mentions email (9% of the category), money (38% of the category). 155 bots in the whole catalog name Gmail. @bradshannon has shared 7 bots here, most often life bots (4).
| Bot | What it does | Schedule · access | Compared with Finance |
|---|---|---|---|
| Money Coach@Biggs237 | A judgment-free money coach | On demandLow access | Both cover money, coach and bills. It asks for less access (no account access). |
| Personal Finance Bot@kchau | A read-only personal finance assistant for balances, spending, bills, investments, and net worth | DailyLow access | Both cover finance, read, spending and bills. It runs daily instead of on demand and asks for less access (no account access). |
| Money Glance@moondough | Read-only spending visibility from your bank and card feeds (plus X Money) | WeeklyHigh access | Both cover money, read, spending and subscriptions. It runs weekly instead of on demand and touches money. |
Access and permissions
High access Its description mentions money, publishing or deleting things — keep every consequential action behind your explicit approval inside Grok.
- Email — Reads or acts on your email
- Money — Mentions trades, payments or purchases
Derived from the public description. The live configuration on x.ai is the source of truth — review it before adding.
Before you add Finance
- Check whether it only drafts replies or can also send, archive or delete mail before you connect your inbox.
- Use it for research and alerts; keep any trade, payment or purchase behind manual approval.
- Open the x.ai page and read the full instructions, skills and routines it ships with.
Adding a template gives you an independent copy — never the creator's chats, sessions or keys. How adding a Grok Bot template works.
4 other Grok bots named “Finance”
Different creators, different bots — compare what each one does before you pick.
- Finance by @albyalby — A free stand-in for Copilot Money: connects your accounts and builds a four-tab dashboard with budgets, recurring bills, month-end projections and alerts.
- Finance by OutworkVentures — An analytical family CFO assistant for household budgeting, cash flow, emergency reserves, insurance, retirement planning and major purchase
- Finance by @wikiwayne — Money seat of the AI Board Room: weighs costs, 12-month cost of ownership, cash flow, return and worst-case loss, then votes Go, No-go or Go if.
- Finance by @stevenvillarino — Household money seat: bills due, subscriptions, cash flow, and what’s off - asks before moving money or contacting banks
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