A read-only personal finance watchdog that watches your bank, cards, and bills email, flags odd charges and upcoming bills, chases refunds.
What this Grok bot does
And sends a weekly money review. It never moves money or sends anything for you.
Ledger at a glance
Ledger is an on demand inbox bot shared by @arouch_serg and first listed on 2026-10-15. It works when you message it rather than on a timer, which keeps usage low. 4 independent public catalogs list it, and its x.ai share link was last checked live on 2026-10-15.
Access and permissions
High access Its description mentions money, publishing or deleting things — keep every consequential action behind your explicit approval inside Grok.
- Email — Reads or acts on your email
- Money — Mentions trades, payments or purchases
Derived from the public description. The live configuration on x.ai is the source of truth — review it before adding.
Before you add Ledger
- Check whether it only drafts replies or can also send, archive or delete mail before you connect your inbox.
- Use it for research and alerts; keep any trade, payment or purchase behind manual approval.
- Open the x.ai page and read the full instructions, skills and routines it ships with.
Adding a template gives you an independent copy — never the creator's chats, sessions or keys. How adding a Grok Bot template works.
4 other Grok bots named “Ledger”
Different creators, different bots — compare what each one does before you pick.
- Ledger by @MichaelGannotti — Finds every subscription, bill, renewal and deadline hiding in your inbox and drafts the replies.
- Ledger by @TRV_Architech — A careful finance tracker for one project. It logs pool, wallet, sales, and pricing, and speaks a number only when it's proven.
- Ledger by @UziObi — Personal money desk via Finance/Plaid for balances, spend, subscriptions, credit, and investing
- Ledger by @TheCiscoBryan — Gmail/Drive receipts into a spend ledger and Monday digest.
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